- Gallup survey shows 64% see cryptocurrency as high-risk.
- U.S. crypto ownership increased to 14% by 2025.
- Institutional interest grows, but adoption remains limited.
A Gallup survey in July 2025 revealed that 64% of U.S. investors consider cryptocurrency very risky, despite a rise in ownership from 2% in 2018 to 14%.
The survey’s findings highlight persistent risk perceptions and regulatory uncertainty deterring widespread crypto adoption and investment among U.S. investors, limiting potential institutional capital inflows.
A recent Gallup survey indicates that 64% of U.S. investors consider cryptocurrency as “very risky.” The survey also showed a significant increase in crypto ownership, rising from 2% in 2018 to 14% in 2025.
Gallup conducted the survey without direct input from crypto industry leaders. Notably, Leonard Kostovetsky of Baruch College supported the sentiment, stating the risk factors are high. This underscores the ongoing caution among investors.
The survey findings suggest that skepticism towards cryptocurrency affects larger institutional capital inflows. Despite increased adoption, 64% of investors reportedly refuse to purchase cryptocurrency, prioritizing traditional investment avenues instead.
Financial implications include limited retail and institutional investments in digital assets. While Bitcoin and Ethereum maintain investor favor, the market’s overall shift towards broader crypto adoption remains cautious and slow.
Bitcoin and Ethereum dominate U.S. crypto holdings, highlighting limited diversification. Meanwhile, no regulatory responses were recorded from authorities. The persistent view of crypto as risky continues to influence regulatory discussions nationwide.
Potential outcomes include sustained investor caution and limited capital investment, despite crypto’s growing public awareness. Historical trends reveal enduring hesitancy towards crypto investment, mirroring concerns cited in prior reports and affirming the noted risk perceptions.
Leonard Kostovetsky, Associate Professor, Baruch College, – “I would say that it is very risky. I would agree with this.” source
