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Home Crypto News

XRP May Overtake SWIFT in International Finance

August 19, 2025
in Crypto News
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Key Points:
  • XRP and potential SWIFT replacement.
  • Ripple aims for 14% SWIFT liquidity.
  • XRP price reacts with slight downturn.
xrp-and-ripple-a-potential-swift-replacement
XRP and Ripple: A Potential SWIFT Replacement

Ripple’s potential to replace SWIFT in international finance is supported by key figures Bradley Garlinghouse and Sal Gilbertie, with the latter advocating for XRP’s leveraged ETF launch.

MAGA

The potential shift could enhance global cross-border operations, influencing immediate market dynamics, with XRP experiencing a 1.255% drop amid these developments.

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Ripple, led by CEO Brad Garlinghouse, is eyeing XRP as a potential successor to SWIFT in international finance. Teucrium CEO Sal Gilbertie believes Ripple’s banking charter can transform the existing financial system, enhancing global payment processing capabilities.

Teucrium, under Gilbertie’s leadership, has introduced a 2x leveraged XRP ETF, indicating a strong endorsement of XRP’s potential. Gilbertie emphasizes XRP’s strategic function in bypassing SWIFT’s pre-funding model, aiming to capture significant liquidity volumes.

“The Ripple team, from their outset, have been out there laying the groundwork in the background to change the financial system…primarily through replacing, hopefully, the Swift system.” — Sal Gilbertie, CEO, Teucrium

The immediate market response saw XRP sliding 1.255% to $3.06 amid concerns over SWIFT’s future. Institutional interest is rising, highlighting credibility attached to Ripple’s mission. Industry participants are closely monitoring these shifts.

Ripple’s ambitions to process $21 trillion annually through its network could challenge traditional banking rails. Financial institutions are gearing up for integrated solutions, reflecting the broader impact on global financial markets.

The efforts by Ripple underscore a pivotal shift in cross-border settlements. This highlights substantial smart contract innovations for traditional assets. RippleNet’s international reach now spans 45+ countries, showcasing a robust growth trajectory in emerging markets.

Technological prospects suggest Ripple’s integration with EVM-compatible sidechains by Q2 2025. Future compliance with ISO 20022 standards positions XRP for regulatory and institutional endorsements, potentially reshaping legacy payment systems globally.

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